When Insurers Act In Bad Faith
Insurance is meant to protect you and your home from financial devastation in the event of an unfortunate and potentially devastating occurrence. Policyholders pay a premium every month with the assumption that the insurance coverage will be there to provide them with compensation when it’s needed. Bad faith on the part of an insurer can occur when the insurer refuses to honor legitimate claims or fails to provide the full payment in a timely fashion.
If you believe that your insurer has withheld benefits or treated you unfairly, you may have legal options available to you. Schimmel & Parks, APLC, can help you determine your potential rights and claims as an insured, as well as damages you may be eligible for due to the unreasonable or fraudulent practices of your insurer.
When Can A Claim Be Filed?
Homeowners and businesses can file insurance bad faith claims when the insurer:
- Fails to promptly and thoroughly investigate and pay on a property insurance claim
- Uses unreasonable interpretations of insurance policy language
- Unreasonably refuses to defend or settle a case if you are being sued
- Underpays claims or refuses to offer full compensation
Don’t settle for anything less than the full value of your insurance claim. Years ago, we used to represent insurance companies. We don’t anymore, but it gave our firm first-hand experience navigating the claims handling and internal operations of insurance companies. We understand the complexities of policy language and the nuances of insurance contract interpretation. From our offices in Sherman Oaks, our lawyers serve clients throughout Los Angeles and Southern California.
Obtaining Results Our Clients Deserve
Our attorneys have handled the full range of first-party and third-party insurance coverage and bad faith cases, involving both commercial and personal insurance policies against insurance carriers, brokers and agents. Whether the case involves a claim under a commercial general liability (CGL) policy, a property insurance claim under your homeowner’s policy, or a professional liability claim under your E&O policy, Schimmel & Parks, APLC, can help you determine and pursue your rights as a policyholder and to ensure you are treated fairly and in good faith by your insurer.
To learn more, or to speak with a lawyer, reach out to us today. You can call our firm at 818-464-5061 or contact us online. We’re always ready to help.