Fighting Back Against Unscrupulous Insurance Companies
If you are involved in a car accident, you may assume an insurance company will provide compensation for the damages you suffer. You pay a significant amount of money for insurance; it’s reasonable to expect your insurance company to be at your side in the event of a major emergency or serious injury.
Unfortunately, insurance companies are typically more interested in making a profit off your premiums than paying for a legitimate claim. If you are a victim of insurance bad faith or if you suspect that your insurance provider is acting in bad faith, you need to act quickly and obtain legal representation from an experienced attorney.
At Schimmel & Parks, APLC, we are committed to helping our clients navigate the complexities of their chosen action and recover their entitled compensation. Our personal injury lawyers can investigate your case, build a strong and personalized strategy for your specific circumstances, and fight back against unscrupulous insurers.
Examples Of Bad Faith Claims
“Bad faith” is a legal term for when an insurance company denies a claim without a reasonable explanation. If an insurance company does not take its own obligations to its policyholders seriously, you may have grounds for legal action against the company.
The following are the most common examples of insurance bad faith:
- Unreasonable denial of a covered insurance claim
- Underpaying an insurance claim
- Unreasonable delay in paying your insurance claim
- Unreasonable refusal to defend you in a lawsuit despite your liability coverage
- Failing to conduct an objective and thorough investigation into your claim
- Refusing to authorize reasonable and mandatory medical treatment
- Providing a misleading response/denial letter
- Arbitrary interpretation of the policy or the facts of the claim
- Failing to keep insured informed as to the status of the claim
If an insurance company unreasonably handles your insurance claim and that implied covenant is breached, the insurance company could be subject to legal action. While you may be able to collect the money owed to you under the contract of your policy, you may also be able to collect more compensation for the injuries or damages that you suffered due to the unreasonable act of bad faith.
You Do Not Have To Pay Us Unless We Win Your Case!
Our attorneys work on a contingency fee basis, meaning that we don’t charge legal fees unless we obtain your entitled compensation. With more than seven decades of collective experience, we understand what it takes to get the best results possible.